Lower your card payment fees and upgrade your retail setup
Whether you run a single shop or multiple locations, we help you compare UK payment providers and find a setup that fits how you trade — with clear pricing, straightforward onboarding and support after you’re live.
What you get with iNeedCardPayments
Retail payments can be expensive for the wrong reasons: unclear pricing, unnecessary add-ons, and contracts that don’t match your trading style. We can advise and help you choose the right route for your business.
Clear pricing & comparable quotes
We help you compare like-for-like so you can understand what you’ll pay per transaction and what’s included.
Support with switching providers
Moving provider doesn’t need to be painful. We guide you through the process to minimise disruption.
Terminals & EPOS integrations
Countertop, portable or mobile — plus guidance on connecting to EPOS or ecommerce where needed.
Multi-site & growing retailers
Help with multi-location pricing, consolidated reporting, and a setup that can scale with your business.
Retail payment solutions we help with
In-store card machines
- Countertop terminals for a fixed till point
- Portable terminals for serving on the shop floor
- Mobile terminals (4G) for pop-ups, markets and events
- Support for Visa, Mastercard and contactless wallets
EPOS & systems integration
- Guidance on integration requirements before you commit
- Reduce staff errors with smoother checkout workflows
- Advice on multi-lane setups and receipt options
Online & omnichannel payments
- Sell online with a hosted checkout or gateway integration
- Pay-by-link options for phone or invoice payments
- Options if you trade both in-store and online
Contracts & fee checks
- Understand rates, monthly fees and terminal rental
- Spot common pitfalls: mid-contract rate changes and exit fees
- Choose terms that match how long you want to commit
How it works
Simple, transparent, and built around how your retail business trades.
Tell us about your retail setup
Share how you take payments, your monthly turnover, and whether you need terminals, EPOS integration, or online payments.
We match you with suitable providers
We identify options that fit your requirements and explain pricing clearly so you can compare without confusion.
Get set up with confidence
Once you choose a route, we’ll guide you through onboarding and support you before and after you’re live.
Retail payments FAQs
Can I switch provider without losing payments time?
Usually yes. We’ll explain what’s involved based on your current setup and help you plan a smooth changeover.
Do you help with multi-site or multiple tills?
Yes. If you have multiple locations or lanes, we’ll look at options for consolidated reporting and pricing that makes sense at scale.
What affects the rates I’m offered?
Your turnover, average transaction value, refund/chargeback profile, and how you take payments (in-store vs online) all play a part.
Do I need an EPOS system?
Not always. We’ll help you decide whether a simple terminal setup is enough or whether EPOS integration would improve speed and reporting.